The N3XT new paradigm for B2B transactions

Current payment networks don’t work for anyone but those in the middle. We’re here to change that.

The Team

Meet Our Leadership Team

Jeffrey Wallis

Jeffrey serves as Chief Executive Officer and President of N3XT, where he leads the company’s mission to liberate money. With more than two decades of experience in banking and regulated financial services, Jeffrey has guided organizations through rapid growth, digital transformation, and evolving regulatory landscapes. He previously served as Director of Digital Asset and Web3 Strategy at Signature Bank.

Amanda Ortega

Amanda serves as Chief Compliance Officer and BSA Officer of N3XT. Amanda has more than two decades of banking experience and is a true expert in regulatory compliance, specializing in U.S. banking regulation and blockchain financial infrastructure. Previously, she spent 12 years with the Wyoming Division of Banking, where she served as Deputy Banking Commissioner and Chief Bank Examiner.

Aurélien Bonnel

Aurélien serves as Chief Technology Officer of N3XT, overseeing the strategy and development of N3XT's digital platform and infrastructure. Aurélien has spent more than 14 years developing secure, scalable systems, including at Tassat Pay and Deutsche Bank. He builds frictionless, real-time payments and asset transfer experiences for consumers and businesses alike.

Kyle O’Donnell

Kyle serves as Chief Information Officer of N3XT, bringing more than 20 years of experience as a seasoned IT leader. He specializes in infrastructure, dev ops, information security, blockchain, and data analytics for regulated banks. Prior to N3XT, he served as Vice President of Technology, Digital Asset Solutions at Signature Bank.

Tiffiney Peterson

Tiffiney serves as Chief Financial Officer of N3XT. A seasoned executive with over 28 years of experience in the banking industry — including 26 years at Merrick Bank, where she was pivotal in its growth to over $7 billion in assets — Tiffiney develops and leads all aspects of the reporting and operational accounting functions at N3XT

Our Mission

At N3XT, we believe money should move as seamlessly as information, across any platform or border, transparently and without delay. Our mission is to liberate money by making payments frictionless, immediate, and cost efficient.

Our Vision

N3XT is advancing a new era of instant payments — one that empowers all B2B businesses to transact with confidence. We’re making the next generation of digital banking safe, easy, and lightning fast.

Trusted by businesses of all sizes worldwide.

Regardless of size, from small startups to large corporations.

Got Questions? We’ve Got Answers

FAQ

Is N3XT a bank?

Yes. N3XT is a fully reserved, Wyoming-chartered special purpose  depository institution with a banking charter. N3XT has a narrow, purpose-built model. We accept deposits and enable real-time B2B payments, but do not lend. All deposits are backed 1:1 by cash or ultra-short-term U.S. Treasuries.

What is the market gap that N3XT is filling?

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Are customer funds insured?

Where does N3XT fit into the stablecoin ecosystem?

Why did N3XT register as a Wyoming SPDI?

We offer a new and strategic approach to create a transformed landscape for financial services.

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Closed Loop proprietary payment network.

Fully reserved, backed by treasuries and cash, holdings shared publicly.

Programmable payments and micropayments processed friction-free.