The future of payments, today

Seamlessly send, receive, and manage payments with N3XT—your modern financial partner built for growing businesses.

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Trusted by businesses of all sizes worldwide.
Regardless of size, from small startups to large corporations.
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The payment solution built for the next generation of business

N3XT is more than just a payment system—it’s a smarter way to manage your company’s financial operations. Say goodbye to manual processes and fragmented workflows.

Core Payments visual
Core Payments

Send, receive, and process payments instantly.

Experience next-level payment processing with cutting-edge security, instant transfers, and effortless account management—all in one place.

  • Instant transfers & seamless money requests
  • No payment Transaction Fees
  • Scalable for businesses of any size
Programmable payments visual
Programmable Payments

Automate the way you move money

Go beyond basic transactions and unlock a new level of automation.

  • Reduce manual work & human errors
  • Improve cash flow with predictable payments
  • Strengthen trust with automated, on-time transactions
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Payment Controls

Send, receive, and process payments instantly.

Experience next-level payment processing with cutting-edge security, instant transfers, and effortless account management all in one place.

  • Additional controls to require a dual approval
  • Individually configure of each account
  • Manage access to serve your business needs

The n3xt payment model delivers instant, secure, affordable, and transparent payments.

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Complete transparency

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No payment Transaction Fees

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Fully reserved balance sheet

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Instant settlement

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Superior security, enhanced privacy

building icon

Complete transparency

checkbox

No payment Transaction Fees

tool

Fully reserved balance sheet

Translate icon

Instant settlement

Hash icon

Superior security, enhanced privacy

unique static structure asset
Unique structure

Built on permissioned blockchain technology

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24/7/365
Instant Settlement

Funds are made available 24/7/365.
Not dependent on banking hours

How we compare to other solutions

Ready to transform your payments?

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Feature
Next pricing logo
N3XT
Traditional banks
Other payment providers
Instant transfers
Included
No (1-3 days)
Limited
Transparent fees
Included
Hidden costs
Hidden costs
Multi-currency
Included
Limited
Limited
24/7 Support
Included
Business Hours
Limited
Seamless API
Included
No Business HoursAPI
Complex integration
The team

Expertise that powers your payments

With decades of experience in banking, governance, operations, and technology, our team transforms industry knowledge into a seamless and powerful payment solution tailored for your success.

Team member temporary image
Aurel
Co-founder & CEO
Team member temporary image
Aurel
Co-founder & CEO
Team member temporary image
Aurel
Co-founder & CEO
Team member temporary image
Aurel
Co-founder & CEO
Team member temporary image
Aurel
Co-founder & CEO
Team member temporary image
Aurel
Co-founder & CEO
Team member temporary image
Aurel
Co-founder & CEO

We offer a new and strategic approach to create a transformed landscape for financial services.

Get started now!

Closed Loop proprietary payment network.

Fully reserved, backed by treasuries and cash, holdings shared publicly.

Programmable payments and micropayments processed friction-free.